Having car insurance is very important for several reasons. If you are ever in an accident it will cover the cost of repairing or replacing your car, the car of another driver if you are at fault, as well as the cost of any medical care that’s needed.
Without car insurance, you are liable for the damages and medical bills from the accident and this is where it gets very serious. You can be sent to jail for injuring someone in an accident without any insurance and you may very well be sued by the family of the injured party. If the injury is serious enough, this could result in you losing everything you own.
People purchase homeowners insurance for the same reason they purchase car and health insurance: Security. A safeguard against unforeseen circumstances. A storm could destroy your entire home in minutes. Your mailman could trip over your child’s bike and break their leg. An unattended stove left on could result in the loss of more than just your kitchen. Or your dog’s idea of being playful with the neighbors could a bit more rough than expected.
Homeowners insurance protects your home, its contents and even the family members within your household from loss in a wide variety of situations. If a house is damaged or should someone be injured on the property, having insurance helps owners cope with the financial consequences.
All About Florida Insurance © All Rights Reserved.